How To Apply Personal Loan At F&C Finance?
1. Click on Get Approval Now Button and Choose Your Bank to get approval fast.
2. After Choosing a Bank, You Have to Follow All steps to Login Your File in Banking Digital Softwares. All Instructions Are Already Given On the Page of Each Bank Button Page.
3. If Your Listed bank not on the Get Approval Button then Go to the Loan Application Form to submit your Details to apply your personal loan in your desired Bank.
4. Make Sure, Your All Details Must be Accurate as per your documents.
5. No Worry about your personal details, Its all Secure and Safe In our Encryption.
6. After Submitting Your Details, Arrange your Well Scanned Documents Like Pan, Adhaar, Electricity Bill or Rent Agreement/Mobile Postpaid Bill/Landline Bill/Water Bill, Latest 3Months Payslip, Office I-card/Visiting Card, 6 Month Updated Bank Statement, 2Yrs Form 16 and 1 Passport Size photo.
7. Mail Your All Well Scanned Docs on firstname.lastname@example.org
8. If You Have Any issue In Documentation or some of any docs not you have then skip that document and mention the issue in mail about this or any kind of issue in your profile, Cibil, or wherever then please mention the issue in mail.
9. Do Not Forget to Mention Your Contact Number In Mail.
10. We Will Disburse Your Loan Within a 48-72 Hours.
11. For Any Query, Go to the Contact Us Page.
OUR PREMIUM FEATURES
1. Loans worth over Rs. 1000 crore disbursed.
2. India's Flexible and Leading financial distributor.
3. Partnered with top financial institutions of India.
4. Best deals on Loans and Interest rates
LOAN FOR ENTREPRENEURS
Business loan eligibility depends upon various factors which differ from bank to bank. The main factor of course, is your ability to repay the loan. Banks that offer business loans will run extensive checks on your business, profits, financial statements and scope of success. For example banks will assess your repayment capacity with the kind of organisation you have built.
For your benefit, we have put down some of the main things to take care of to ensure you are eligible for a business loan.
Keep the following points in mind to ensure your application goes through.
1. Your Age Must Be Above 22yrs and Below 57yrs.
2. You didnot settled any loan, Credit Card, or Give Guarantee of Defaulter.
3. You Have Not Any Bouncing of your EMI or Cheque Bouncing in last 6 Months.
4. You Didnot Applied More Than 2 Banks in last 3months for Loans or Credit Card.
5. You didnot have any loan track of DPD's, Means you dont have any loan track of Delay Payment Depositing of your EMI in a long term way cause it spoiled your Cibil Report.
6. Your Net Take Home Salary Must be Above than 15 Thousand Rupees in last 3months in your Bank Account.
7. If You're Entrepreneur (Self-Employed) then You Must Have a Single Owned Property on your name or any of your Blood Relative Name.
8. If You're Entrepreneur (Self-Employed) then Your Total Banking Credits Must Be Above Than 10 Lacs in Last Year.
9. If You're Entrepreneur (Self-Employed)then You must Have 2 Yrs Income Tax Return.
10. Your Cibil Score Should Be Above Than 650+ or (-1).